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Today's EC4004 lecture mentioned some work on savings rates in Ireland. I posted this on the IrishEconomy blog a few days ago and forgot to stick it up here. The September Budgetary and Economic Statistics from the Department of Finance carried some really useful information in Table 25 on investment, Gross National income, and gross and net savings. The figure below shows the evolution of gross and net national saving and the gross total available for investment from 1995 to 2010.

Click here to view the image.

We can see clearly from the figure that the spike in net national savings in 2007 is rapidly diminished, with only 21 million euros put aside, so to speak, in 2009, and 1951 million euros in 2010. Occasionally the notion gets floated that there is a load of money somewhere in a bank account to be taxed. This should be dispelled rather quickly, as households don’t seem to be saving their way through the crisis much at all. In addition, the total available for investment seems to have dropped off, with no rebound in sight, which is a worry.

One Response to “Savings Rates in Ireland”

  1. Chris Rice

    Forgive me if i'm wrong, but looking at the chart,the legend points to thousands of millions, ie billions. Taking the net national amount then, roughly at 2 thousand million, so 2 billion euro. The total amount available for investment is approximately at 18 billion euro. (18 thousand million).

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